Latest Articles

What Is a Good DTI for a Mortgage?

If you’ve poked around the internet searching for information on getting a mortgage, you’ve likely asked yourself, “what is a good DTI for a mortgage, anyway?” Allow me to answer – but first, we should define your DTI and why it’s important. DTI stands for debt-to-income ratio. It’s the percentage of your gross monthly income […]

New Refinance Options for Low Income Earners

A mortgage refinance can lower interest rates, reduce monthly payments, and help you meet your financial goals. Unfortunately, many low-income homeowners have not been able to take advantage of the competitive market. Recently, Fannie Mae and Freddie Mac have announced new refinance options for low income earners that can now open the door for a […]